IMPORTANT DISCLOSURES AND INFORMATION

Lido Advisors, LLC (“Lido”), an investment adviser registered with the Securities and Exchange Commission (“SEC”), is required to, among other things, provide you with important disclosures and information concerning our investment advisory-related services, our overall business, and conflicts.

Form ADV Part 2A Provides a description of, among other things, our business, business practices, investment advisory services, investment strategies, people, affiliates and related persons, and conflicts.

Form ADV Part 2B Summaries of our investment advisory representatives’ background, education, and experience.

Client Relationship Summary (Form CRS) A summary of important information relating to our client's relationship with Lido and Lido's services, fees, conflicts of interest, and our role as your fiduciary, amount other information.

Lido's Privacy Policy  Lido’s policies and procedures and applicable law governing your Personal Identifiable Information.

Lido's CCPA Privacy Notice  Lido’s policies and procedures and applicable law governing the Personal Identifiable Information of California Residents.