IMPORTANT DISCLOSURES, DISCLAIMERS, AND WAIVERS
Lido Advisors, LLC’s (“Lido”) communications, including, but not limited to, emails, attachments to emails, hard-copy correspondence, and Lido’s and third-party marketing (“Information”) must be reviewed in conjunction with the following important disclosures, disclaimers, and waivers.
We are an independent investment adviser: Lido Advisors, LLC (“Lido”) is an investment adviser registered with the Securities and Exchange Commission (“SEC”) that provides investment advice to our clients. Our registration does not denote any competence or ability and no inference to the contrary should be made. We encourage you to review our Form ADV filings, Part 1A, Part 2A, Part 2B, and Form CRS (collectively, “Regulatory Filings”), for information concerning our services, fees, and potential or actual conflicts, available at adviserinfo.sec.gov.
The future is uncertain and cannot be predicted: Any Information relating to financial information, including, but not limited to Lido’s services, investments, strategies, products, is for illustrative purposes only and must not be construed as investment advice or an offer to buy or sell securities. Lido has made reasonable efforts to ascertain the validity of this Information, whether derived here or through third parties. You must, however, independently verify this Information. We have also made reasonable efforts to provide performance information net of Lido’s fees and accounting for third-party fees as applicable and required by law or regulation. Please note that not all third-party fees are included in performance information, including, but not limited to, certain third-party fees such as custodial, trading, or other transactional fees.
We provide tailored investment advice specific to clients’ financial situation and risk tolerance, among other factors: Our investments, strategies, or products are not suitable for all clients. We take reasonable measures to ascertain your specific financial needs and objectives. You cannot assume that Lido’s strategies, products, or investments will be profitable or that you will not suffer any losses. You should expect that depending on market conditions and volatility, our management of your assets will fluctuate in value, at times dramatically to profit or loss. Importantly, all investments involve the potential risk of complete loss, including your originally invested principal.
We do not typically serve non-U.S. residents: Lido or its affiliates do not as a matter of course provide investment advisory services, strategies, or products to any individual or entity that is not domiciled in the U.S. As such, Lido makes no representation as to the Information’s adherence to or compliance with any non-U.S. laws, regulations, or regulations.
Lido is not a licensed legal service provider: Any Information relating to trusts, estates, or tax is not and should not be construed as legal advice. We have affiliated licensed professionals, including, but not limited to, trust and estate lawyers and Lido Tax, LLC, that provide legal and tax-related services that will engage directly with you to provide such services. These affiliated professionals have actual, material conflicts of interest that you should discuss with Lido or these service providers directly. We seek to disclose such conflicts prior to you working with our affiliated service providers. You are under no obligation to work with these professionals. In all cases, you should consult with licensed service providers that represent you to advise to on these issues.
Lido may identify its affiliates or third parties to provide services that are supplemental to our advisory services: We will, from time to time and when appropriate to do so, identify certain affiliated or non-affiliated entities or individuals to perform non-advisory services relating to, tax, trust, estate, financial planning, insurance, or securities-related transactions. Lido will seek to identify all material conflicts of interest relating to these affiliated or non-affiliated services through separate disclosures or our Regulatory Filings. You should conduct your own due diligence and seek the advice of your independent advisors in evaluating these services. You are of course under no obligation to engage any of these services.
Finally, Lido neither seeks to or otherwise disclaim or ask that you waive any right or claim that you may possess pursuant to the applicable laws or regulations governing investment advisers registered with the SEC.